Kassa News | 23 September 2026

Which card terminal is the cheapest for my restaurant?

When it comes to which card terminal is the cheapest, we recommend not focusing only on the price of the terminal. What matters more are the fees for card payments and the features the terminal offers, as these can affect both efficiency and the guest experience in the restaurant. Caspeco offers mobile solutions that let you place orders and take payments directly at the table, in the same terminal.


Important things to consider when choosing a card terminal

  • Compare transaction fees and acquiring agreements. Compare fees between acquirers – that’s where you see the differences, and it will guide you towards the right terminal.
  • Analytics and data – buy a terminal that also collects sales data in a way that makes it easy to analyse and follow up.
  • Ordering and payment in the same device – place orders directly at the table and take payment as soon as the guest asks for it.
  • Card payment fees – make sure you understand the transaction costs, not just the purchase price.
  • Multiple payment methods – choose a terminal that accepts the payment options your guests want to use, such as Swish, Klarna, Visa and Mastercard.
  • Functionality – can the terminal easily split the bill by item and by amount? Does it work in offline mode, and can it send orders directly to the kitchen or bar?

Our card terminal solutions

  • Mobile POS – a mobile solution for staff that makes it easy to place new orders, split the bill by amount or by item, take payment directly at the table and communicate directly with the kitchen or bar. Perfect for restaurants that want smoother service.

Caspeco MPOS – 2-in-1

Caspeco offers a 2-in-1 ordering and payment device that lets you stay out on the floor and take orders and payments as soon as the guest asks for it. No more running back and forth to the till.

By choosing a terminal based on features and fees, rather than just the purchase price, you can make sure your restaurant gets a solution that is both cost-effective and improves the guest experience.

Would you like to read more about which pos system restaurnats use, read here.

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